{"title":"IVF Access in America by State (2026)","source":"Fertility Clinic Finder","sourceUrl":"https://fertility-clinic-finder.com/ivf-access-by-state","license":"CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)","lastUpdated":"2026-07","notes":"Clinic counts reflect providers listed in the Fertility Clinic Finder directory, not a complete state census. Mandate status describes general state law for many fully-insured plans; self-funded (ERISA) plans are often exempt.","summary":{"totalClinics":522,"statesWithFullMandate":13,"statesWithAnyMandate":22,"statesWithNoClinic":5},"states":[{"state":"California","abbreviation":"CA","clinicsListed":85,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Texas","abbreviation":"TX","clinicsListed":67,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$11,000–$20,000"},{"state":"Florida","abbreviation":"FL","clinicsListed":41,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$20,000"},{"state":"New York","abbreviation":"NY","clinicsListed":20,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$16,000–$28,000"},{"state":"North Carolina","abbreviation":"NC","clinicsListed":20,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Arizona","abbreviation":"AZ","clinicsListed":16,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$22,000"},{"state":"Illinois","abbreviation":"IL","clinicsListed":16,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$13,000–$22,000"},{"state":"Pennsylvania","abbreviation":"PA","clinicsListed":16,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$13,000–$23,000"},{"state":"Washington","abbreviation":"WA","clinicsListed":16,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Georgia","abbreviation":"GA","clinicsListed":15,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$19,000"},{"state":"Utah","abbreviation":"UT","clinicsListed":15,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$13,000–$22,000"},{"state":"Massachusetts","abbreviation":"MA","clinicsListed":14,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Missouri","abbreviation":"MO","clinicsListed":14,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Ohio","abbreviation":"OH","clinicsListed":13,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$12,000–$21,000"},{"state":"Virginia","abbreviation":"VA","clinicsListed":13,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$13,000–$22,000"},{"state":"Colorado","abbreviation":"CO","clinicsListed":12,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Connecticut","abbreviation":"CT","clinicsListed":12,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Tennessee","abbreviation":"TN","clinicsListed":12,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$19,000"},{"state":"Alabama","abbreviation":"AL","clinicsListed":9,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Indiana","abbreviation":"IN","clinicsListed":9,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Minnesota","abbreviation":"MN","clinicsListed":8,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$13,000–$22,000"},{"state":"South Carolina","abbreviation":"SC","clinicsListed":8,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$19,000"},{"state":"Maryland","abbreviation":"MD","clinicsListed":6,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Delaware","abbreviation":"DE","clinicsListed":5,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$14,000–$23,000"},{"state":"District of Columbia","abbreviation":"DC","clinicsListed":5,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$16,000–$26,000"},{"state":"Kentucky","abbreviation":"KY","clinicsListed":5,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$19,000"},{"state":"Nevada","abbreviation":"NV","clinicsListed":5,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$13,000–$22,000"},{"state":"Oregon","abbreviation":"OR","clinicsListed":5,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$14,000–$23,000"},{"state":"Idaho","abbreviation":"ID","clinicsListed":4,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Kansas","abbreviation":"KS","clinicsListed":4,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Mississippi","abbreviation":"MS","clinicsListed":4,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$18,000"},{"state":"New Hampshire","abbreviation":"NH","clinicsListed":4,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$14,000–$24,000"},{"state":"New Jersey","abbreviation":"NJ","clinicsListed":3,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Wisconsin","abbreviation":"WI","clinicsListed":3,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$21,000"},{"state":"Hawaii","abbreviation":"HI","clinicsListed":2,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Louisiana","abbreviation":"LA","clinicsListed":2,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$11,000–$18,000"},{"state":"Maine","abbreviation":"ME","clinicsListed":2,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Oklahoma","abbreviation":"OK","clinicsListed":2,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$11,000–$18,000"},{"state":"Rhode Island","abbreviation":"RI","clinicsListed":2,"ivfInsuranceMandate":"Full","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Vermont","abbreviation":"VT","clinicsListed":2,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$14,000–$24,000"},{"state":"Alaska","abbreviation":"AK","clinicsListed":1,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$15,000–$25,000"},{"state":"Iowa","abbreviation":"IA","clinicsListed":1,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Nebraska","abbreviation":"NE","clinicsListed":1,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"New Mexico","abbreviation":"NM","clinicsListed":1,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"North Dakota","abbreviation":"ND","clinicsListed":1,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"West Virginia","abbreviation":"WV","clinicsListed":1,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$11,000–$18,000"},{"state":"Arkansas","abbreviation":"AR","clinicsListed":0,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$11,000–$18,000"},{"state":"Michigan","abbreviation":"MI","clinicsListed":0,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$21,000"},{"state":"Montana","abbreviation":"MT","clinicsListed":0,"ivfInsuranceMandate":"Partial","typicalIvfCostRange":"$13,000–$22,000"},{"state":"South Dakota","abbreviation":"SD","clinicsListed":0,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"},{"state":"Wyoming","abbreviation":"WY","clinicsListed":0,"ivfInsuranceMandate":"None","typicalIvfCostRange":"$12,000–$20,000"}]}